Hello, I was referred by a mortgage company in Phoenix AZ by way of a home builder in New Mexico. I completed the first process and am very pleased with how this credit repair works. Many negative items removed and I have been building my credit as much as I can. My scores would be higher but I accidently let a couple items go to my reports. Regardless my scores are much better and my mortgage broker is helping me get a loan. Thanks and God Bless!”